There’s No Reason To Panic Over Today’s Lending Standards

Posted By Yoshi Takita on April 01, 2021 in Finance & Money

Today, some are afraid the real estate market is starting to look a lot like it did in 2006, just prior to the housing crash. One of the factors they’re pointing to is the availability of mortgage money.

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Should We Fear the Surge in Cash-Out Refinances?

Posted By Yoshi Takita on March 23, 2021 in Finance & Money

The report explains that the dollar amount of cash-out refinances was greater in 2020 than in recent years.

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How Upset Should You Be about 3% Mortgage Rates? (US)

Posted By Yoshi Takita on March 09, 2021 in Finance & Money

Freddie Mac announced that their 30-year fixed mortgage rate was over 3% (3.02%) for the first time since last July.

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Home Mortgage Rates by Decade (US)

Posted By Yoshi Takita on February 19, 2021 in Finance & Money

Mortgage interest rates have dropped considerably over the past year, and compared to what we’ve seen in recent decades, it’s a great time to buy a home.

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Will Low Mortgage Rates Continue through 2021? (US)

Posted By Yoshi Takita on February 18, 2021 in Finance & Money

With mortgage interest rates hitting record lows so many times recently, some are wondering if we’ll see low rates continue throughout 2021, or if they’ll start to rise.

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What Experts Are Saying about the 2021 Job Market

Posted By Yoshi Takita on January 21, 2021 in Finance & Money

Earlier this month, the Bureau of Labor Statistics (BLS) released their most recent Jobs Report.

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Things to Avoid after Applying for a Mortgage

Posted By Yoshi Takita on January 15, 2021 in Finance & Money

There are a few key things to make sure you avoid after applying for a mortgage to help make sure you still qualify for your loan at the closing table.

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The Do’s and Don’ts after Applying for a Mortgage

Posted By Yoshi Takita on December 21, 2020 in Finance & Money

Once you’ve found the right home and applied for a mortgage, there are some key things to keep in mind before you close.

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Will Mortgage Rates Remain Low Next Year (US)?

Posted By Yoshi Takita on November 20, 2020 in Finance & Money

In 2020, buyers got a big boost in the housing market as mortgage rates dropped throughout the year.

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Two Important Impacts of Home Equity

Posted By Yoshi Takita on October 26, 2020 in Finance & Money

Equity continues to rise, helping American homeowners secure a much more stable financial future.

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